Cheekypayments
vs Worldpay.
One of the oldest and largest UK acquirers, typically sold through account managers on a bespoke contract.
The rate card
Their rates unverified| Cheekypayments | Worldpay | |
|---|---|---|
| In person | 1.4% + 10p · every plan (Stripe's rate) | Not yet verified |
| Online | 1.5% + 20p · every plan | Not yet verified |
| Monthly fee | £0, £19, £79 — for software, not a lower rate | Not yet verified |
| Hardware | Tap to Pay free · reader £29 outright · countertop machine via Verofy | Not yet verified |
| Payouts | Daily payouts | Not yet verified |
| Contract | No minimum term | Not yet verified |
We haven’t published Worldpay’s rates because we haven’t verified them against their own pricing page. Quoting a competitor’s price from memory is how comparison pages end up wrong, and a wrong number that sits here for a year does more damage than a blank cell. Check Worldpay’s current pricing directly, then use our calculator to work out what you’d pay here.
Built differently, not just priced differently.
Rates move. How a company is put together doesn’t, and it tells you more about what you’ll be dealing with in a year’s time.
- Contract
Cheekypayments: No minimum term. Cancel whenever you like.
Worldpay: Historically sold on multi-year merchant agreements with separate terminal leases.
- Pricing transparency
Cheekypayments: Every rate published on this page.
Worldpay: Rates are usually quoted individually after a conversation.
- Getting started
Cheekypayments: Sign up online, take a payment the same day.
Worldpay: Application and underwriting handled by a sales process.
They’re the better choice if…
At genuinely large volume, a negotiated interchange-plus deal from a major acquirer can beat any published rate card, including ours. If you’re processing millions a year, get a quote from them.
We’d rather you went to them and stayed happy than came to us and left in three months. Churn costs us more than the sale is worth.
Switching from Worldpay
Is Cheekypayments cheaper than Worldpay?
It depends on your volume and average sale, and we won’t publish Worldpay's rate here until we’ve verified it against their own pricing page. Cheekypayments charges Stripe's published UK rates on every plan: 1.4% + 10p in person and 1.5% + 20p online, with a £0 plan available. Put your own numbers into our calculator and compare that total against your current statement — that is the only comparison that means anything.
Can I switch from Worldpay to Cheekypayments?
Yes. Cheekypayments has no minimum term and no exit fee, so you can run both side by side while you move over. Check your existing Worldpay agreement first — if it has a minimum term or a hardware lease, those obligations continue regardless of whether you use the service.
What does Worldpay do better than Cheekypayments?
At genuinely large volume, a negotiated interchange-plus deal from a major acquirer can beat any published rate card, including ours. If you’re processing millions a year, get a quote from them.
Do I need to buy a card reader to switch from Worldpay?
No. Tap to Pay on iPhone and Android turns the phone you already own into a contactless card reader, and it is included on every Cheekypayments plan. A card reader is available for £29 as a one-off purchase, with no rental and no minimum term, and a traditional countertop machine can be arranged on your own Verofy account.
Work out what you’d actually pay.
Put in your monthly takings and average sale. The card rate is the same on every plan, so the only question is whether you want the software.
Open the calculatorWorldpay is a trademark of its respective owner. This page is an independent comparison published by Cheeky Payments Limited and is not endorsed by or affiliated with Worldpay.